Legal Terms of Use

Effective Date: November 20, 2024

Welcome to VirtualGRC.com (the "Site"), operated by Virtual GRC Inc., a Delaware-based company ("Virtual GRC," "we," "our," or "us"). By accessing or using our Site and services, you agree to these Terms of Use ("Terms"). If you do not agree, please discontinue use immediately.

These Terms govern your access to and use of our Site, services, and platform globally.

1. Scope and Applicability

These Terms apply to all visitors, users, and subscribers of our services worldwide. By accessing the Site, you acknowledge that you are entering into a legally binding agreement with Virtual GRC.

2. Updates to These Terms

We may revise these Terms periodically to reflect changes in our services, legal obligations, or operational needs. Updates will take effect upon posting to this page with a new Effective Date. Your continued use of the Site constitutes acceptance of the updated Terms.

3. Eligibility

You must be at least 18 years old to use our Site or services. By accessing the Site, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.

4. Privacy Compliance

Your privacy is important to us. Our Privacy Policy details how we collect, use, and protect your data, including compliance with:

4.1. United States

CCPA/CPRA: Rights to access, delete, and opt out of personal data sales (California residents).

VCDPA and CPA: Rights to access, correct, delete, and port data (Virginia and Colorado residents).

4.2. European Union and UK

Compliant with the General Data Protection Regulation (GDPR) and UK Data Protection Act.

Rights include access, rectification, erasure, restriction, portability, and objection to data processing.

4.3. Asia

Compliance with local laws such as the Personal Data Protection Act (PDPA) (Singapore) and similar frameworks across Asia.

For privacy-related inquiries, contact us at contact@virtualgrc.com.

5. International Data Transfers

We may transfer your data globally to deliver our services. Transfers outside the EEA/UK or Asia are secured by:

Standard Contractual Clauses (SCCs) (GDPR).

Appropriate safeguards under regional laws like PDPA and U.S. federal regulations.

6. Permitted Use

You are granted a non-exclusive, revocable license to access and use the Site for lawful purposes. You agree not to:

Engage in illegal activities or violate applicable laws.

Copy, modify, or distribute Site content without permission.

Attempt unauthorized access to our systems or engage in activities that compromise cybersecurity.

7. Intellectual Property

All content, software, trademarks, and other intellectual property on the Site are owned by or licensed to Virtual GRC. Unauthorized use of any content is strictly prohibited.

8. Regional-Specific Disclosures

8.1. United States

California: Users have rights under CCPA/CPRA to access, delete, or opt out of the sale of their personal data.

Other States (Virginia, Colorado): Similar rights for data access, correction, deletion, and portability.

8.2. European Union and UK

Rights under GDPR include access, correction, deletion, and restriction of data processing.

Data transfers are protected under SCCs.

8.3. Asia

Compliant with privacy laws like PDPA (Singapore), APPI (Japan), and emerging frameworks like India's DPDP Bill.

For all inquiries, contact contact@virtualgrc.com.

9. Limitation of Liability

9.1. Free Users

For free trials, our liability is limited to $100 or the minimum required by law.

9.2. Paid Users

For paid subscriptions, our liability is limited to:

The total amount you paid in the past 12 months, or

$1,000, whichever is greater.

9.3. General Exclusions

We are not liable for indirect, incidental, or consequential damages, including data loss or cybersecurity breaches beyond our control.

10. Cybersecurity Disclaimer

While we implement industry-standard security measures, you acknowledge that no system is 100% secure. You agree to use our platform at your own risk and understand the inherent risks of digital services.

11. Governing Law and Dispute Resolution

11.1. United States

These Terms are governed by the laws of Delaware, with exclusive jurisdiction in Delaware courts.

11.2. European Union and UK

Disputes may be escalated to local Data Protection Authorities (DPAs) under GDPR.

11.3. Asia

Disputes will be resolved under Delaware law unless otherwise required by local regulations.

12. Termination

We reserve the right to suspend or terminate your access to the Site for violations of these Terms or applicable laws. Termination does not affect our rights or your obligations under these Terms.

13. Contact Information

For questions about these Terms, contact us at:

Email: contact@virtualgrc.com

Virtual GRC is headquartered in the State of Delaware, USA.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Virtual GRC regarding use of the Site and services.